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Ginger Cove — photo 11 / 6

Quick Facts

Year opened
1985
Ownership model
Independent, nonprofit life-care community
Accreditation
CARF International accredited community
Long-term care insurance
Can apply LTC insurance to assisted living costs

What Families Think

Ginger Cove is a nonprofit life-care (CCRC) community in Annapolis that draws strong praise from long-term independent living residents and their families for its campus, food, and sense of community. Alongside many glowing long-tenure reviews, a smaller cluster of reviews raises pointed concerns about management, staffing levels in memory care and skilled nursing, and cleanliness that families should weigh carefully.

The Good

  • Waterfront 30-acre campus with walking paths and dock
  • Long-tenured residents report years of satisfaction
  • Praised for food quality and menu variety
  • Low staff turnover noted by a long-term resident
  • Continuum of care from independent living to skilled nursing
  • Active social calendar and strong resident community

The Bad

  • Several reviewers describe management as unprofessional, rude, or disconnected
  • One detailed report of understaffing in the memory care unit
  • One report of understaffed nursing floor and food packaging issues
  • One report describing facility as filthy and lacking care
  • No published pricing available

AI-generated from reviews and community data.

About Ginger Cove

Ginger Cove

Welcome to Annapolis’ premier life-care retirement community.

Tucked along the wooded shores of Gingerville Creek, Ginger Cove embraces wellness and peace of mind as a way of life. Start your day with a morning swim in the aquatics center, some practice on the putting green, or a kayak paddle. Take in an art lecture. Savor a delicious meal prepared by the executive chef. Enjoy a night at the symphony. Life at Ginger Cove affords you unlimited ways to spend today with peace of mind about tomorrow. And Ginger Cove’s financial plan refunds 90% of your entrance fee to help preserve your estate.*

Ginger Cove is a life of curiosity, abundance, intelligence and health. Our vibrant, CARF International accredited community nurtures every aspect of your well-being with resort-style amenities, a rich schedule of daily activities and frequent excursions to downtown Annapolis, Baltimore, Washington, D.C., and beyond.

Independent Living

Not only does life at Ginger Cove offer multiple opportunities to try new things or take advantage of existing favorite hobbies, but our stylish, maintenance-free residences designed with bright and airy interiors make it easy to find the right space that feels like home. Ranging from one-bedroom apartments to spacious two-bedroom apartments with patios, there are a variety of floor plans with cabinet, flooring and color options that allow you to make your new home unique to your needs and desires. Living independently at Ginger Cove, Annapolis, MD means having the freedom to chart your own course, every day.

Ginger Cove offers:

•    Dining rooms, cocktail lounge, and coffee bar
•    Private gardens
•    Fitness center
•    Indoor pool
•    Salon and spa
•    Art studio
•    Meeting and game rooms
•    Complimentary shuttle
•    24-hour security
•    Library
•    Waterfront
•    Outdoor Patio
•    Private Dock
•    Walking Path
•    Croquet Court
•    Memory Care
•    Assisted Living
•    Nursing

Assisted Living

A premier, carefree lifestyle, allowing you to chart your own course each and every day, is possible at Ginger Cove even when you might need a little extra help throughout your day.  Assisted living at Ginger Cove offers the ideal solution to afford you the independence and privacy you want within a caring and compassionate environment.

Ginger Cove’s assisted living program affords you a private, comfortable, safety-equipped apartment; nutritious chef-prepared meals; and fun and engaging social programs together with around the clock personalized assisted living services, as the need may arise.

Comprehensive assisted living services offered at Ginger Cove include:

•    Caring and experienced nursing and care giving staff available 24/7
•    Medication management
•    Daily reminders
•    Daily housekeeping
•    Three meals per day
•    Assistance with showering, bathing, or dressing
•    Wellness programs, professionally directed by on-site Wellness Director, oversees music, art, fitness, entertainment, religious life, gardening and volunteering

As a resident in assisted living at Ginger Cove, you will be able to join in community activities such as walks along the nature path, art and music, drinks in the cocktail lounge, fitness and swimming, entertainment, parties and more – all on Ginger Cove’s 30-acre waterfront campus located just minutes from Annapolis’ Historic District.

And, you can use your long-term care insurance to lower the cost of assisted living.

So, come discover how assisted living at Ginger Cove isn’t about giving something up—it’s about continuing to live life on your terms, with just the right amount of help for you.

Skilled Nursing

If you ever require nursing care, your needs will be met at The Harbor at Ginger Cove: our beautiful, professionally staffed, skilled health center. Our Medical Director is on call 24 hours per day, complemented by a team of dedicated, caring nurses and certified nursing assistants.

Whether your stay is temporary or long term, you will have priority access to your own spacious, private bedroom, which features crown moldings, a flat screen color television, bright and pleasing colors, fabrics and furniture, and an en suite bathroom. Additional amenities include multiple dining rooms, large family rooms complete with fireplaces, televisions, and card and game tables, and access to nature and abundant natural light from a 5,000-square-foot, open air garden.

Memory Care

There has never been a greater need for expert memory care, nor has there been a period of time with as many advances in programming and treatment of memory impairments. Ginger Cove’s memory care community is on the leading edge of that advancement, offering person-centered and strengths-based programming built around a wellness model and a state of the art environment to help improve an individual’s physical, mental and social well-being.

The process of considering a memory care community for a family member is not unlike any other important life decision. The more information you have about the different stages and types of dementia, the better equipped you will be to consider the best community for your loved one’s needs.  Ginger Cove’s experts are here ready to help you learn about the best approach, programming and treatment for your family member or friend.

Qualities of a Premier Memory Care Community

Legacy, The Heritage at Ginger Cove offers more than traditional assisted living: we offer specialized services to help residents have, maintain or experience an improved and dignified quality of life. The key elements of our memory care community are:

1.    A singular focus on dementia care
2.    A highly-qualified team
3.    Specialized programming, care and therapy
4.    Family partnership

Specialized Memory Care Is Available

If someone you know is living with Alzheimer’s or another form of dementia, there’s nothing more important than finding care in a community you can trust and that feels like home. The Heritage at Ginger Cove offers state of the art memory care services designed to help improve a person’s physical, mental and social well-being in a safe and beautiful environment designed to maximize their independence and memory.

Types of Care

Assisted LivingAt-Home CareHome Health and HospiceIndependent LivingMemory CareSkilled Nursing / Long Term Care

Amenities

Room Amenities

  • Private Rooms

Meals & Dining

  • Dietary Accommodations (Gluten-Free, Low / No Sodium, No Sugar, Vegan)
  • Professional Chef

Community Amenities

  • 24-Hour Staff
  • Fitness Center
  • Gathering / Activity Spaces
  • Housekeeping
  • Laundry Service
  • Medication Management
  • On-Site Medical Staff
  • Outdoor Patio
  • Salon / Barber
  • Security
  • Transportation Services
  • Walking Paths

Activities

  • Social Activities (Happy Hour, Wine Tasting, Dances, Karaoke)

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Reviews

4overall · 56 ratings combined

4.1★ on Google (51) · 3.2★ on Yelp (5) · Yelp page ↗

Kathy Bauer

Mar 2026

via Google

We have been residents of Ginger Cove for seven months now and are extremely pleased. The community is extremely well maintained indoors and out and offers activities in both venues. The residents are friendly and welcoming to all newcomers. If you’re looking for an enriching, friendly neighborhood this is a perfect choice.

Sondra Fitzwilliam F

Mar 2026

via Google

We have been here at Ginger Cove for 10 years and it was the best decision we have ever made.

Barbara Pittman

Mar 2026

via Google

Very nice place. Everyone is kind and supportive . Food is good but too fattening.

Patrick Attridge

Mar 2026

via Google

My wife and I thoroughly enjoy our life at Ginger Cove. The staff and fellow residents make this a loving and caring community.

Sallie Walters

Mar 2026

via Google

I have only been in residence for about two months, but I am so very impressed with both the staff and residents of Ginger Cove. They have made me feel welcomed and content in this new setting. The area is lovely and Annapolis is a special place. I feel so lucky to have found a new home at Ginger Cove.

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Frequently Asked Questions

What types of care does Ginger Cove offer?

Ginger Cove offers Assisted Living, At-Home Care, Independent Living, Memory Care and Skilled Nursing / Long Term Care.

Where is Ginger Cove located?

Ginger Cove is located at 4000 River Crescent Dr in Annapolis, Maryland.

What do families say about Ginger Cove?

Ginger Cove is a nonprofit life-care (CCRC) community in Annapolis that draws strong praise from long-term independent living residents and their families for its campus, food, and sense of community. Alongside many glowing long-tenure reviews, a smaller cluster of reviews raises pointed concerns about management, staffing levels in memory care and skilled nursing, and cleanliness that families should weigh carefully.

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Nearby Communities

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