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Charter Senior Living of Panama City Beach

6012 Magnolia Beach Road

4.7(49 ratings)· Panama City average: 4.4

Charter Senior Living of Panama City Beach, photo 11 / 6

Quick Facts

Total units
60
Licensed capacity
60 residents

California CDSS

State survey record
Deficiency-free state survey results reported
Respite care
Short-term stays offered for respite or recovery
Therapy services
On-site weekly physical therapy available to residents
Memory care setup
Dedicated memory care neighborhood on-site

What Families Think

Families overwhelmingly describe Charter Senior Living of Panama City Beach as clean, welcoming, and staffed by caregivers who treat residents like family, with many specifically praising the memory care team for attentive, compassionate support. A small number of reviewers raised more serious concerns, including a privacy breach, a mismatch between tour promises and actual assisted living care, and changes in staffing, pricing, and food quality reported after a change in ownership.

The Good

  • Staff repeatedly described as caring, attentive, and family-like
  • Memory care team specifically praised by multiple families
  • Facility consistently described as clean and well-maintained
  • Weekly physical therapy provided to residents
  • Strong communication from directors during care transitions
  • Active social calendar and engaging activities program

The Bad

  • One report of a privacy violation involving disclosure of personal information
  • One report that polished tours didn't match actual assisted living care quality
  • One reviewer noted staff turnover, price increases, and declining food after new ownership took over

AI-generated from reviews and community data.

Charter Senior Living of Panama City Beach is a senior living community in Panama City, Florida offering Assisted Living and Memory Care. Amenities include Restaurant style Dining Room, Gathering / Activity Spaces and Social Activities. Families rate it 4.7 out of 5 across 49 reviews.

About Charter Senior Living of Panama City Beach

Charter Senior Living of Panama City Beach is an independent living, assisted living, and memory care community in Panama City Beach, Florida. The community offers personalized senior living across three levels of care, each designed to support residents' individual needs and promote wellness and independence.

Independent Living residents enjoy freedom from home maintenance with access to meaningful social connections, wellness programs, and opportunities for engagement. Assisted Living provides personalized support services alongside enriching programs and social connections for those who need additional assistance. The specialized Memory Care neighborhood serves residents living with Alzheimer's disease and other dementias through research-based programming, meaningful activities, and a homelike environment.

The community features vibrant life-enrichment programs, restaurant-style dining, engaging social events, and fitness programs. Memory Care programming includes innovative engagement tools like iN2L technology and activities designed to honor residents' life stories. The community also offers Short-Term Stays for respite care, post-surgery recovery, or trial periods before long-term commitment.

Staff members are long-tenured caregivers trained in person-centered care approaches. Memory Care staff receive specialized training in dementia care. The community has received deficiency-free state survey results, demonstrating full compliance with Florida Department of Public Health regulations.

Types of Care at Charter Senior Living of Panama City Beach

Assisted LivingMemory Care

Amenities

Room Amenities

  • Cable or Satellite TV
  • Emergency Call System
  • Private Rooms
  • Wheelchair Accessible

Meals & Dining

  • Dietary Accommodations (Gluten-Free, Low / No Sodium, No Sugar, Vegan)
  • Restaurant style Dining Room

Community Amenities

  • 24-Hour Staff
  • Gathering / Activity Spaces
  • Housekeeping
  • Laundry Service
  • Medication Management
  • On-Site Nurse (RN)
  • Transportation Services

Activities

  • Birthday / Holiday Parties
  • Grocery Shopping and Errands
  • Social Activities (Happy Hour, Wine Tasting, Dances, Karaoke)

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Help Me Choose

Reviews of Charter Senior Living of Panama City Beach

4.7overall · 49 ratings combined

4.7★ on Google (49)

Stacie Copeland

Jun 2026

via Google

At a difficult time, the people at Charter Senior Living of Panama City Beach have been a port in the storm. Caring people, clean and inviting living environment. I am so grateful to have my father living here.

Rose Boe

Jan 2026

via Google

My mom has been at Charter for 5 months and I have been pleased with the care she is receiving. She loves all of the staff and the numerous activities and entertainment provided. She gets physical therapy weekly and 3 hot meals daily. Is this place perfect? No, but the staff does take the necessary steps to address concerns. Sydney Armstrong is the director of the Memory Care Unit in which my mom resides and she will call me with updates or to coordinate outside appointments with me. I feel like Carol, Dianna, Nene, Jemma and many other care techs are treating my Mom as if she were their own.

Stacy Trepanier

Jan 2026

via Google

Charter Memory Care has given me a lot of comfort knowing my loved one is well taken care of. I'm so thankful for Georgia, Landon, and Sydney in memory care for all of the hard and thoughtful work they do. Memory care is not an easy job and Sydney and the caregivers in that department are always so attentive, caring and kind to my mom and always have such a positive attitude. They do a great job keeping the facility clean, lively, and full of good energy. I would highly recommend this group of caregivers!!

dawn irvine

Jun 2025

via Google

During my recent visit, I was truly impressed by the attentive caregivers and the collaborative leadership team. They prioritize quality, person-centered care, making residents feel valued and comfortable. It's clear that they genuinely care about the well-being of their residents, and their commitment to providing a compassionate and respectful environment is commendable. Highly recommend!

Gerard Miller

Feb 2025

via Google

My wife’s Mother is a resident in the Memory Care unit at Charter. We could not be more pleased with the Staff and management. I could write much more about the care she receives, but the best way to sum it up is; if I personally had to be taken care of I would want to be in Charter.

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Frequently Asked Questions

What types of care does Charter Senior Living of Panama City Beach offer?

Charter Senior Living of Panama City Beach offers Assisted Living and Memory Care.

Where is Charter Senior Living of Panama City Beach located?

Charter Senior Living of Panama City Beach is located at 6012 Magnolia Beach Road in Panama City, Florida.

What do families say about Charter Senior Living of Panama City Beach?

Families overwhelmingly describe Charter Senior Living of Panama City Beach as clean, welcoming, and staffed by caregivers who treat residents like family, with many specifically praising the memory care team for attentive, compassionate support. A small number of reviewers raised more serious concerns, including a privacy breach, a mismatch between tour promises and actual assisted living care, and changes in staffing, pricing, and food quality reported after a change in ownership.

How can families visit Charter Senior Living of Panama City Beach?

Submit the Request Information form on this page to connect with Charter Senior Living of Panama City Beach and arrange a tour. Sharing your timeline and care needs up front helps the community prepare for your visit.

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